Terms & Conditions
Legal Information
1. Preamble
Welcome to MyExpatInvest, a referral service for US expats seeking financial planning and investment advice. By using our service, you agree to comply with the following Terms and Conditions. Please read them carefully.
We have partnered with Beacon Global, a successful global financial planning and registered investment advisory firm, to bring personalized solutions to various hurdles international clients face in this day and age. MyExpatInvest is dedicated to producing tailored services to focus around you and your unique needs.
By collaborating with Beacon Global , MyExpatInvest has a wide-range of resources to give you confidence in our services and guide you through any obstacles and questions you encounter.
MyExpatInvest is a brand of MyExpatTaxes and the Software Spinner GmbH located at Emilie-Flöge-Weg 3 / Top 4, 1100 Vienna, Austria ("us", "we", or "our") operates www.myexpatinvest.com (“Site”).
These terms and conditions (“Terms”) apply to using the services offered on the Site. If the user does not accept the Terms, using Site services is prohibited.
2. Offered Services
MyExpatInvest provides a referral service that connects individuals with qualified and certified financial advisors. Software Spinner/MyExpatTaxes do not offer direct financial planning or investment services but serve solely as a referral platform.
The financial planning services will be delivered through Beacon Global.
By using this service, you confirm that you are of legal age in your jurisdiction and meet any applicable legal requirements for engaging with financial planners.
Through MyExpatInvest.com, you can register for a free one-on-one consultation or register for a free webinar.
3. Pricing & Fees
The referral service and the first consultation with a financial advisor are free of charge. Any further fees are determined by the financial advisor based on your investment decisions. These fees are negotiated between you and the financial advisor directly.
As no fees are charged for the referral and initial consultation, no refunds are available. All subsequent financial arrangements and fees are handled between you and the financial advisor.
4. Account registration and deletion
Users need to register through MyExpatInvest to either attend a webinar or to be paired with a registered financial advisor. Registration is free of charge. The use of MyExpatInvest is permitted for individuals over the age of 18 years and who are able to enter a legally binding contract.
Clients are responsible for providing accurate and complete information to the financial planner. Any omissions or inaccuracies may affect the quality of the financial advice you receive. You are solely responsible for your financial decisions based on the advice provided by the financial planner.
The users' login credentials must be kept confidential. The user must take appropriate measures to prevent the unauthorized use of this data in order to access MyExpatInvest. In case third parties have had access to the login data, access data must be changed immediately.
By registering, the user agrees to receive the recurring MyExpatInvest newsletter and therefore receives information at regular intervals from MyExpatTaxes. The user may unsubscribe from the newsletter, by simply disabling the subscription of the newsletter in the user profile or by directly clicking on the unsubscribe link in the newsletter.
MyExpatInvest reserves the right to refuse service to users who have registered and will notify the user if doing so.
5. Withdrawal
If a client cannot attend a booked webinar, they should let us know at your earliest convenience at team@myexpatinvest.com.
If a client cannot attend a booked 1:1 session, they should cancel or reschedule that session 24 hours before the booked session.
The cancellation policy applies to consumers (as defined by law) who purchased services at the Site, which are subject to charge.
6. Liability
Software Spinner GmbH does not provide financial advice and is not responsible for the investment decisions made by you or the financial planner. We accept no liability for any losses, damages, or claims arising from your investment activities or the advice provided by the financial planner. By using our referral service, you acknowledge and agree that any financial decisions you make are at your own risk.
7. Data protection
The protection of the personal data provided is very important to the Operator. Privacy rules, as specified in the Privacy Policy, apply.
8. Trademark rights
MyExpatTaxes, MyExpatInvest and other trademarks owned by us may not be used without express written consent. Expressly excluded is the use of press photos provided by us on the Site for press and marketing purposes.
9. Violations of the Terms
In case of violations of one or more of the provisions outline above, we reserve the right to temporarily or permanently and notwithstanding further legal steps against the affected user, to block or delete their accounts and any un-filed tax returns in our systems. We shall retain any tax returns filed with us in accordance with US tax laws.
If a user has been blocked, they may reach out to team@myexpatinvest.com to ask for clarifications regarding the restrictions.
If a user is permanently blocked from MyExpatInvest, they will forfeit any purchased services or subscriptions without compensation. In case of a temporary block, the use of purchased services or subscriptions will not be extended by the time the user was blocked. There will also be no compensation.
10. Amendments of the Terms
We reserve the right to amend the Terms at any time without prior notice. Once they are amended we will publish them on the Site, with an overview of the changes that were made. Every time a user renews the services of MyExpatInvest, they shall have to agree to the Terms prior to checkout.
If the user does not agree with the new terms, they may cancel their current checkout process and, if they wish so, may delete their account from the Site.
11. Final Provisions
The Terms are subject to Austrian law, excluding the UN Convention of International Sale of Goods and the reference norms (IPRG, EVÜ, etc.). The exclusive place of jurisdiction is the relevant court in Vienna, Austria.
With a view to reaching an out-of-court settlement between us and the User, the User may contact the online platform provided by the EU. The so-called ADR-platform is available here:http://ec.europa.eu/consumers/odr/.
If individual stipulations of the Terms should be or become ineffective, invalid or unworkable, this shall not touch the legal effectiveness of the other stipulations of the Terms. In place of the ineffective, invalid or unworkable stipulation, a valid and workable regulation shall apply which approximates as closely as possible to that the contract partners would have economically intended if the contract partners would have pursued with the ineffective, invalid or unworkable stipulation. The above stipulations apply accordingly in the event that the contract is shown to be incomplete.
If you have any questions, please contact us at team@myexpatinvest.com.
Terms and conditions version: November 14th, 2024
Software Spinner GmbH
Emilie-Flöge-Weg 3 / Top 4, 1100 Vienna, Austria